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Harman Appraisal Group, LLC / OR & WA is your FHA certified appraisal company

Rest assured that Harman Appraisal Group, LLC / OR & WA is an FHA-certified appraisal company in Washington.  We are qualified and approved to do appraisal reports for FHA insured loans. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Harman Appraisal Group, LLC / OR & WA is well-trained on how to work in accordance with the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA-insured loan, it means it is backed by them. The FHA does not loan money to borrowers. Rather, it provides lending agencies with security with mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are created to benefit low-to-moderate income buyers by easing credit qualifications. Remember that the lending agency approving a loan associated with the FHA is free to choose the appraisal company with which they'll work, unlike the VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser incomes or less starting funds to use as a down-payment on a financial transaction are assisted the most from FHA loan programs.